From tak­ing care of loved ones to pro­tect­ing your fi­nances, read on for why a fu­neral plan is so im­por­tant

YOURS (UK) - - Yours Promotion -

Plan­ning ahead for when you’re no longer here can make a huge dif­fer­ence for your loved ones. Mak­ing a fu­neral plan now, while you’re well and able to, could pro­tect your fam­ily from a lot of worry and en­sure you have the send-off you’d al­ways wanted when the time comes. Read on for five key rea­sons why we feel it’s so im­por­tant. 1 Beat ris­ing costs Did you know the av­er­age cost of a fu­neral is £4,078?* But with fu­neral prices soar­ing by around 5 per cent each year, the cost looks set to go up and up. With a proper fu­neral plan in place you can be sure that you’re pro­tected against ris­ing costs as you can fix the fu­neral direc­tor’s fees and ser­vices at to­day’s prices. What’s more, by pay­ing for every­thing in ad­vance in a one-off pay­ment or monthly in­stal­ments, you can be sure your fam­ily won’t sud­denly have to strug­gle to find thou­sands of pounds to cover your fu­neral in a short pe­riod of time, and what a re­lief that would be. 2 Pro­tect your loved ones If you’ve lost some­one close to you, you’ll al­ready know how much time and ef­fort is in­volved in ar­rang­ing a fu­neral. But your plan could spare your part­ner, chil­dren or other fam­ily mem­bers hav­ing to make all the de­ci­sions at what is al­ready an up­set­ting time. 3 Make your own choices By ar­rang­ing a fu­neral plan, you’re in the driv­ing seat to make all the de­ci­sions about your last wishes your­self, safe in the knowl­edge that they’ll be car­ried out just as you ask. This means your loved ones can get on with ful­fill­ing your wishes with­out hav­ing to guess what you’d have wanted. 4 Record your wishes As well as sort­ing the es­sen­tials el­e­ments of your fu­neral in ad­vance, you’ll also have the op­por­tu­nity to de­cide on any other wishes you have, such as the flow­ers, mu­sic and dress code you would like at your last send-off. 5 Life­long peace of mind Per­haps more im­por­tant than any­thing else, a plan will help give you the peace of mind that the choices you make to­day will one day make the most dif­fi­cult of times for your fam­ily so much eas­ier.

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