Re­lease cash from your home for a bet­ter re­tire­ment

YOURS (UK) - - Yours Retirement Services - In as­so­ci­a­tion with

If you’re get­ting close to re­tire­ment, or have al­ready re­tired, but fi­nances are hold­ing you back from en­joy­ing the free­dom you’ve been look­ing for­ward to, eq­uity re­lease could be the so­lu­tion.

Whether it’s ex­ist­ing debt, day-to-day liv­ing ex­penses, or need­ing a lump sum for home im­prove­ments, hol­i­days or help­ing fam­ily, many find their pen­sion is not pro­vid­ing the in­come they hoped to have in re­tire­ment.

Free­dom from fi­nan­cial wor­ries

While the key to fi­nan­cial sta­bil­ity could well be un­lock­ing the cash in your home, know­ing where to start can seem daunt­ing and com­pli­cated, there­fore it’s vi­tal to take good, in­de­pen­dent, ad­vice.

Eq­uity Re­lease could in­volve a life­time mort­gage, which is a loan se­cured against your home. It will re­duce the value of your es­tate and may af­fect your en­ti­tle­ment to means-tested ben­e­fits.

You should al­ways think care­fully be­fore se­cur­ing a loan against your home.

There are typ­i­cally no monthly re­pay­ments to make, as the loan plus com­pound in­ter­est is re­paid when the plan comes to an end. This leaves you free to re­lax in re­tire­ment, with­out wor­ry­ing about hav­ing to make monthly re­pay­ments.

There are many op­tions to con­sider to en­sure you’re get­ting the plan that’s most ben­e­fi­cial for your in­di­vid­ual needs, and the one that al­lows you to take con­trol of your fi­nances – and life. That’s where Key comes in, so don’t heisi­tate to get in touch.

Find out if eq­uity re­lease is right for you by re­quest­ing your FREE Yours guide to un­lock­ing the cash from your home, pro­duced in part­ner­ship with the UK’s No1 in­de­pen­dent eq­uity re­lease spe­cial­ist, Key.

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