was born in 1969 in Tartu. She graduated from the University of Tartu in 1992 in the field of genetics in the Faculty of Natural Sciences and completed master's studies in the Faculty of Economics and Business Administration in 2001. From 1994 to 1999, she worked in Estonian business. From 1999 to 2002, she was Prime Minister Mart Laar's Economic Advisor. Her duties included organisation of cooperation of the Office of the Prime Minister with Estonian central bank, the Ministry of Finance and ministries that had larger budgets, as well as coordination of relations with the International Monetary Fund and other financial institutions. She participated in preparing the pension reform together with the Minister of Finance and the Minister of Social Affairs and advised the Prime Minister in annual budget negotiations held with other ministers. From 2002 to 2004, Kaljulaid was the CFO and CEO of the Iru Power Plant of stateowned energy company Eesti Energia. From 2004 to 2016 she was a Member of the European Court of Auditors. Within that timeframe, she organised the financial audit of the research and development funds of the budget of the European Union, was responsible for the audit of the Structural Policies, and the auditor of the Galileo project of the European Union. From 2010 to 2016 she coordinated the preparation of the Annual Report and State of Assurance of the European Court of Auditors. In addition, Kaljulaid was a member of the Supervisory Board of the Estonian Genome Center from 2001 to 2004. She was also a member of the Advisory Board of the University of Tartu from 2009 to 2011 and the Council Chair of the University of Tartu from 2012 to 2016.