201 Health - - Disaster Preparation -

While your health in­sur­ance won’t be your first con­sid­er­a­tion in the mid­dle of a disas­ter, it could be cru­cial in the af­ter­math. Aetna rec­om­mends pol­i­cy­hold­ers un­der­stand their cov­er­age be­fore a disas­ter strikes.

Are you cov­ered for cat­a­strophic or long-term in­juries? What about re­ha­bil­i­ta­tion, and if you need it, what is the life­time max­i­mum? What are your op­tions if you need med­i­cal care away from home? Talk to an agent so there are no sur­prises.

It’s also a good idea to know the near­est in-net­work ur­gent care cen­ter, Aetna rep­re­sen­ta­tive Su­san Mil­l­er­ick says. You’ll want to go to the emer­gency room for a true emer­gency, but that’s the last place you want to be for some­thing less se­ri­ous in a disas­ter.

“Go­ing to ur­gent care can save you time, money and stress,” Mil­l­er­ick says.

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