Left with­out health in­surance

Austin American-Statesman - - OPINION -

My hus­band desperately needs hip re­place­ment surgery. Un­for­tu­nately, be­cause of his in­jury, he had to quit his job, which re­sulted in the loss of his health in­surance ben­e­fits.

We were orig­i­nally quoted $95,000 for this surgery but af­ter some ne­go­ti­a­tions were of­fered a co-pay of $6,700. But we would have to pay the en­tire cost of the hip im­plant, which is $30,000. Maybe some peo­ple can write a check for $36,700, but we can’t.

So what are the unin­sured sup­posed to do? If I divorce my hus­band, he could be de­clared in­di­gent and then would qual­ify for as­sis­tance. Or we can wait un­til gan­grene sets in his af­fected leg, which would be a life-threat­en­ing sit­u­a­tion, and the hos­pi­tals would have to treat him.

What is the an­swer for are hard-work­ing, law-abid­ing, mid­dle-class cit­i­zens who don’t have health in­surance?

Kathy Puste­jovsKy kpuste­jovsky@msn.com


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