Left without health insurance
My husband desperately needs hip replacement surgery. Unfortunately, because of his injury, he had to quit his job, which resulted in the loss of his health insurance benefits.
We were originally quoted $95,000 for this surgery but after some negotiations were offered a co-pay of $6,700. But we would have to pay the entire cost of the hip implant, which is $30,000. Maybe some people can write a check for $36,700, but we can’t.
So what are the uninsured supposed to do? If I divorce my husband, he could be declared indigent and then would qualify for assistance. Or we can wait until gangrene sets in his affected leg, which would be a life-threatening situation, and the hospitals would have to treat him.
What is the answer for are hard-working, law-abiding, middle-class citizens who don’t have health insurance?
Kathy PustejovsKy firstname.lastname@example.org