Websites help plan retirement savings

Saving for the future is a vital part of ensuring a secure retirement. The 2016 annual America Saves Week survey assessing national household savings revealed:

Just two out of every five U.S. households report good or excellent progress in meeting their savings needs.

About half (52 percent) are saving enough for a retirement with a desirable standard of living.

Only 43 percent have automatic savings outside of work.

More men (74 percent) report progress with saving than do women (67 percent).

Those with a savings plan with specific goals (55 percent) are making more savings progress than those without a plan (23 percent).

It’s never too early to start planning for your future. Set a goal, make a plan, and save automatically. Pledge to save at www.americasaves.org.

If you don’t have retirement savings as part of your job, go to www.myRA.gov. A retirement savings account from the Treasury Department, myRA is designed to help you save money for retirement. You can invest in the fund according to your budget.

Social Security’s “People Like Me” website has tailormade information for preparing for your future at www.socialsecurity.gov/people.

Younger people need to know the earlier you start saving, the more your money can grow. The website for young workers at www.socialsecurity.gov/people/young people/saving.html has many resources.

Veterans and wounded warriors, as well as their families, can face unique obstacles. Find help at www.socialsecurity.gov/people/veterans.