1. Form a 41/4 x 51/2-inch card from white cardstock.
2. Cut a 4 x 51/4-inch panel from red cardstock; adhere to card.
3. Cut a 37/8 x 51/8-inch panel from black cardstock; adhere to card.
4. Cut a 35/8 x 47/8-inch panel from patterned paper; adhere to card.
5. Stamp sentiment on patterned paper panel; sprinkle on embossing powder and heat-set. 6. Stamp apple on white cardstock; sprinkle on embossing powder and heatset. Color with markers; draw light accent mark with gel pen.
7. Stamp sentiment on apple; sprinkle on embossing powder and heat-set. Fussycut apple; adhere to card with foam dots.
Decorate inside of card as desired.