THE IN­SUR­ANCE QUES­TION

Cycle World - - Up Front Editor’s Letter -

I hear a lot about the de­cline of sport­bike sales. One fac­tor I never hear talked about is cost of in­sur­ance. That is what keeps me away from the Du­cati Pani­gale 959. I am a late-30s male with 20 years of car driv­ing ex­pe­ri­ence and two years rid­ing ex­pe­ri­ence with no at-fault ac­ci­dents. I was quoted by two in­sur­ance com­pa­nies about $4,300 per year for a sport­bike. The idea of spend­ing one-third of the cost of a bike a year to just in­sure it steers me in the di­rec­tion of other types of bikes. Naked bikes have al­most or the same power and rid­ing ex­pe­ri­ence as sport­bikes. A liter naked bike is only $1,400 per year to in­sure. So the sale of the Pani­gale isn't in the pic­ture but a Mon­ster 1200 S is. Just my thoughts from a new rider with many fu­ture pos­si­ble bike pur­chases. LINO FER­REIRA LIN­COLN, CA Lino, shhhh, keep it down about naked bikes, man…

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