Town not leav­ing county in­sur­ance plan af­ter all

Daily Freeman (Kingston, NY) - - LOCAL NEWS - By Wil­liam J. Kem­ble news@free­manon­

TOWN OF UL­STER >> The town will stay in the Ul­ster County Self-In­sur­ance Plan be­cause an out­side pol­icy would have sig­nif­i­cantly higher costs.

The Town Board’s vote last week to keep the county cov­er­age for town em­ploy­ees re­scinded a June vote to leave the pro­gram.

“We went out to bid in the pri­vate mar­kets ... and dis­cov­ered that the cost was al­most go­ing to dou­ble by go­ing to a pri­vate in­surer,” said town Su­per­vi­sor James Quigley said.

The Town Board voted in fa­vor of leav­ing the county plan with the ex­pec­ta­tion of sav­ing be­tween 23 and 30 per­cent on in­sur­ance costs.

The county pro­gram

cov­ers work­ers’ com­pen­sa­tion dis­abil­ity claims, with mu­nic­i­pal­i­ties charged fees to with­draw from the plan based on the amount of pay­ments re­main­ing.

“It’s good busi­ness prac­tice to com­par­i­son shop fre­quently, and that’s ba­si­cally all we did,” Quigley said.

“Un­for­tu­nately, with

the county in­sur­ance pool, there is an obli­ga­tion ... to pro­vide six months’ ad­vanced no­tice [of a change], so in or­der to shop it, we ef­fec­tively had to give them the no­tices of with­draw­ing,” Quigley said, ex­plain­ing the June vote. “We couldn’t have shopped it and then given then given them no­tice.”

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