Will my employer offer any of these?
It might if your company has a lot of young workers or so-called millennials. They view benefits differently than older generations like the baby boomers, who focus mainly on getting decent health and dental with reasonable outof-pocket costs for care.
“Millennials want choice and customization more than anything,” Tavarozzi said. “Boomers wanted more certainty.”
Offerings also depend on competition for employees in your market. Health care workers living in a city with several hospitals can expect a big menu of benefit choices because they have many employers vying for their expertise.