What will I have to pay?
This depends on the benefit and your employer. Some companies may simply offer employees the chance to sign up for these extra benefits, possibly at a discounted rate, but without help paying the premium.
For instance, employees typically pay the entire bill for an accident policy, and decent coverage can cost an employee as low as $12 or $15 per pay period, said Mary Tavarozzi, a group benefits expert with Willis Towers Watson.
A survey by the nonprofit Society for Human Resource Management