America still needs a better health care plan
No one should really be surprised that there is yet another negative announcement regarding the troubled Obamacare system.
After all, the evidence has been mounting for some time that the program simply is not accomplishing what it was meant to achieve - to provide reasonably priced health care for people of all means and to increase access to basic care for those who, up until this point, might have been unable to get it.
Noble intent. Bad execution.
Over the last couple of weeks, Obamacare participants in states around the country learned that they would be seeing not only a double-digit increase in the cost of their premiums, but even higher deductibles as well.
And keep in the mind, the costs were already high, and those deductibles even higher.
That is not affordable care.
The Obama administration is downplaying the increases as the first day of open enrollment looms - it is Nov. 1. Most of those costs, they say, will be covered with “grants” of sorts to offset the extra expense that Obamacare participants will face.
Pause for a moment to think. Exactly who do you think will be picking up that tab? Bottom line is, money the government spends is provided by the taxpayers. So, that’s where the extra funds will come. But we digress. Truth is there is a whole lot more to be concerned about when you talk about Obamacare.
Many states are finding that they now have only one plan to choose from. The reason? Excessive claims from really sick people have caused many of the insurance companies to pull out of Obamacare.
One company, Blue Cross Blue Shield has reported losses in the billions.
So, it is no surprise that costs are rising and that choices are dwindling.
And there is another consequence as well. All you have to do is look at your pay stub. Companies are struggling to deal with skyrocketing costs for health coverage for their employees. And they have no choice but to pass along those costs to their workers if they want to stay in business. Some are having to choose whether they will be able to provide a plan at all.
When insurance providers like Blue Cross Blue Shield face astronomical costs for providing Obamacare plans, what do you think happens to the costs? That’s right; they get passed along. And don’t think that some will not soon be asking for some supplement from the government as well.
There are many people who are hypersensitive about any talk of ending Obamacare. And they have reason to be. Congress passed a bill that many of our leaders admit they never read - or understood.
So while the concept might have been a good idea, the result has not lived up to the expectation.
And there is some responsibility in the Capitol for that.
So, it is past time to take another look.
You would be hard-pressed to find a person who does not want to make sure that those who need health care in this country can get it. No one should struggle to find insurance to cover themselves or a sick child because of a pre-existing condition. And no one should have to worry about finding a way to pay for basic care.
We are a better country than that. So while we need to acknowledge that Obamacare is not working, we need to do more than simply point fingers.
We need a plan that is workable, affordable and that does not interfere with the insurances costs of millions of Americans. We need access and choices and to be there for those in our country who need us the most.
And that won’t come until someone stands up and says, “Let’s get to work.”
Hopefully that will be sooner rather than later.
— The Sharon Herald