Q: Does a credit freeze impact my credit score? A:
No. According to the Federal Trade Commission, a credit freeze does not impact your credit score. A credit freeze also does not:
Prevent you from getting your free annual credit report.
Keep you from opening a new account, applying for a job, renting an apartment, or buying insurance. But if you’re doing any of these, you’ll need to lift the freeze temporarily, either for a specific time or for a specific party, say, a potential landlord or employer. The cost and lead times to lift a freeze can vary, so it’s best to check with the credit reporting company in advance.
Prevent a thief from making charges to your existing accounts. You still need to frequently monitor all bank, credit card and insurance