Q: Can anyone see my credit report when it’s frozen? A.
Yes, but only in certain situations.
According to the FTC, while your credit is frozen, there are a few cases in which your credit report can be seen by third parties:
Your report can be released to your existing creditors or to debt collectors acting on their behalf. These would be companies with which you already have credit cards, loans, a mortgage etc.
Government agencies may have access in response to a court or administrative order, a subpoena, or a search warrant.