Q: Should I sign up for Equifax’s free credit mon­i­tor­ing? A:

Dayton Daily News - - DEAL SPOTTER -

No! It’s not re­li­able and does noth­ing to ac­tu­ally pre­vent fraud. The best way to pro­tect your­self — from any type of data hack or po­ten­tial iden­tity theft — is by tak­ing two sim­ple steps:

Sign up for credit mon­i­tor­ing at cred­itkarma.com

Freeze your credit with all three main credit bu­reaus.

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