Don't let the fear of not having money keep you from college
1Invest in Your Own Future; Work! Get a part-time job and save for college. Every penny counts!
2Go After the Free Money; Apply for Financial Aid and Scholarships: Free money is just that…free money! It is money that you won’t have to pay back. Free money comes in the form of scholarships: Scholarships are gifts awarded to students based on talents, such as academics or leadership. Some scholarships are based on your financial needs. Use websites that offer free scholarship searches like www. fastweb.com. Financial Aid Grants: Grants are gifts awarded to students based on financial need. You must com plete and submit the FAFSA (Free Ap plication For Student Aid). This is the only way to receive grants or fed eral loans you may be eligible for. Visit www.fafsa.ed.gov. Note to self: Do the paperwork! The earlier you apply the better! Work-Study & Paid Internships: Work-Study allows you to be com pensated while attending college, and is based on financial need. It is a great way to earn money, network and build your profile! You must qualify for work-study. It is awarded to you based on your FAFSA.
3Family Support: When family members bless you with money for special occasions or simply because you are you…save it for your education! If you have a college fund, it is even better if those special relatives deposit directly into your fund!
4Loans: Not free money, but it may be the money you need to pay for college. In most cases they will need to be repaid within 10 years of graduation, unless you qualify for loan forgiveness. There are several different types of loans and fixed interest rates do apply. No one wants to come out of college in extreme debt, but don’t be afraid to take out a loan to help offset the cost of your education. DT