CONSIDER THESE ADDITIONS TO THE CORE
There are many professionals that you may need to call on occasionally or even just once. Some of the most common one-off experts include: A personal lines insurance specialist — a property-casualty agent who works at the very high end of the market.
A credit expert to evaluate a client’s current loan situation.
A derivatives specialist to deal with concentrated stock positions.
An actuary to address certain complex life insurance issues.
A valuation specialist to appraise business interests, real estate or collectibles.
Best bet: Look to your core team members to tap into these specialists on an as-needed basis. Chances are, they work with many of these ancillary experts already, and can bring them on board when the time comes.