INNOVATE YOUR TARGET DATE

Financial Planning - - RIA IQ -

It’s time to re­think re­tire­ment and innovate target-date so­lu­tions to help in­vestors reach their goals. Learn more at ab­funds.com/go/innovate

In­vestors should con­sider the in­vest­ment ob­jec­tives, risks, charges and ex­penses of the Fund/port­fo­lio care­fully be­fore in­vest­ing. For copies of our prospec­tus and/or sum­mary prospec­tus, which con­tain this and other in­for­ma­tion, visit us online at ab­funds.com or con­tact your AB rep­re­sen­ta­tive. Please read the prospec­tus and/or sum­mary prospec­tus care­fully be­fore in­vest­ing.

Past per­for­mance does not guar­an­tee fu­ture re­sults. In­vest­ing in­volves risk. The mar­ket val­ues of a port­fo­lio’s hold­ings rise and fall from day to day, so in­vest­ments may lose value. Al­liance­bern­stein In­vest­ments, Inc. (ABI) is the dis­trib­u­tor of the AB fam­ily of mu­tual funds. ABI is a mem­ber of FINRA and is an af­fil­i­ate of Al­liance­bern­stein L.P., the man­ager of the funds. The [A/B] logo is a regis­tered ser­vice mark of Al­liance­bern­stein and Al­liance­bern­stein® is a regis­tered ser­vice mark used by per­mis­sion of the owner, Al­liance­bern­stein L.P. © 2018 Al­liance­bern­stein L.P. In­vest­ment Prod­ucts Of­fered:

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