MAKE PAYMENTS WITH APPLE PAY
Apple's contactless payment system lets you buy goods and services without bringing your wallet with you.
DEVICES THAT SUPPORT APPLE PAY
Different iOS devices have varying levels of Apple Pay capabilities. To make transactions in brick-and-mortar stores, you'll need one of the following devices with built-in Near Field Communication (NFC) components: an iPhone 6 or 6 Plus running iOS 8.1 or later or an Apple Watch paired with an iPhone 5 or later running iOS 8.2 or later. You can use Apple Pay within apps using Touch ID with the iPad Air 2 and iPad mini 3.
SET UP APPLE PAY IN PASSBOOK
Apple Pay is built in to the Passbook app. To protect your credit card information, Apple requires that you set up Touch ID or a passcode (see pg. 40 for instructions) before getting started with Apple Pay. Next, open Passbook on your phone and tap the + symbol next to Apple Pay. On your iPad, go to Settings > Passbook & Apple Pay and tap Add Credit or Debit Card. Follow the on-screen prompts to confirm a card already associated with your Apple ID or to enter a new one. Each bank will use different security measures, but once yours has verified your account, you'll be ready to go.
CHECKING OUT WITH APPLE PAY
While thousands of stores accept Apple Pay, finding them takes a little practice. Look for a wireless or Apple Pay symbol at the checkout terminal or simply ask a staff member if the store accepts Apple Pay. You can also download the Mastercard Nearby app (free) and select Contactless during setup to see which merchants accept mobile payments near you. To make a transaction, hold your iPhone within an inch of the reader while pressing your finger to the Touch ID sensor. No need to wake up your phone or launch Passbook—your phone will start the process once it detects the reader. Choose credit card on the terminal screen to complete the payment.
PAY WITH APPLE WATCH
A nice perk of using Apple Pay on your watch is that it's a standalone feature, meaning the watch stores the necessary information to make transactions without having your iPhone nearby. Regardless of whether you're using Apple Pay on your iPhone, you'll need to set up your cards with the watch before you get started.
Open the Apple Watch app on your iPhone, tap My Watch > Passbook & Apple Pay, and then follow the on-screen instructions. Once you've verified your card with the bank, you'll receive a notification on your watch informing you that Apple Pay is ready to go. To make a payment, just double-tap the side button on your watch and hold it to the contactless reader.