MAKE PAY­MENTS WITH AP­PLE PAY

iPhone Life Magazine - - How To -

Ap­ple's con­tact­less pay­ment sys­tem lets you buy goods and ser­vices with­out bring­ing your wal­let with you.

DE­VICES THAT SUP­PORT AP­PLE PAY

Dif­fer­ent iOS de­vices have vary­ing lev­els of Ap­ple Pay ca­pa­bil­i­ties. To make trans­ac­tions in brick-and-mor­tar stores, you'll need one of the fol­low­ing de­vices with built-in Near Field Com­mu­ni­ca­tion (NFC) com­po­nents: an iPhone 6 or 6 Plus run­ning iOS 8.1 or later or an Ap­ple Watch paired with an iPhone 5 or later run­ning iOS 8.2 or later. You can use Ap­ple Pay within apps us­ing Touch ID with the iPad Air 2 and iPad mini 3.

SET UP AP­PLE PAY IN PASS­BOOK

Ap­ple Pay is built in to the Pass­book app. To pro­tect your credit card in­for­ma­tion, Ap­ple re­quires that you set up Touch ID or a pass­code (see pg. 40 for in­struc­tions) be­fore get­ting started with Ap­ple Pay. Next, open Pass­book on your phone and tap the + sym­bol next to Ap­ple Pay. On your iPad, go to Set­tings > Pass­book & Ap­ple Pay and tap Add Credit or Debit Card. Fol­low the on-screen prompts to con­firm a card al­ready as­so­ci­ated with your Ap­ple ID or to en­ter a new one. Each bank will use dif­fer­ent se­cu­rity mea­sures, but once yours has ver­i­fied your ac­count, you'll be ready to go.

CHECK­ING OUT WITH AP­PLE PAY

While thou­sands of stores ac­cept Ap­ple Pay, find­ing them takes a lit­tle prac­tice. Look for a wire­less or Ap­ple Pay sym­bol at the check­out ter­mi­nal or sim­ply ask a staff mem­ber if the store ac­cepts Ap­ple Pay. You can also down­load the Mastercard Nearby app (free) and se­lect Con­tact­less dur­ing setup to see which mer­chants ac­cept mo­bile pay­ments near you. To make a trans­ac­tion, hold your iPhone within an inch of the reader while press­ing your fin­ger to the Touch ID sen­sor. No need to wake up your phone or launch Pass­book—your phone will start the process once it de­tects the reader. Choose credit card on the ter­mi­nal screen to com­plete the pay­ment.

PAY WITH AP­PLE WATCH

A nice perk of us­ing Ap­ple Pay on your watch is that it's a stand­alone fea­ture, mean­ing the watch stores the nec­es­sary in­for­ma­tion to make trans­ac­tions with­out hav­ing your iPhone nearby. Re­gard­less of whether you're us­ing Ap­ple Pay on your iPhone, you'll need to set up your cards with the watch be­fore you get started.

Open the Ap­ple Watch app on your iPhone, tap My Watch > Pass­book & Ap­ple Pay, and then fol­low the on-screen in­struc­tions. Once you've ver­i­fied your card with the bank, you'll re­ceive a no­ti­fi­ca­tion on your watch in­form­ing you that Ap­ple Pay is ready to go. To make a pay­ment, just dou­ble-tap the side but­ton on your watch and hold it to the con­tact­less reader.

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