Fi­nances

iPhone Life Magazine - - iPhone LIfe - BY MA­RINA MENDEZ

Acorns (Free) Toss aside the coin jar on your dresser— Acorns can do bet­ter by round­ing up pur­chases from your linked debit and credit cards to the near­est dol­lar and in­vest­ing the change. Mint (Free) Mint re­mains the king of bud­get­ing apps. You can find out where your money is go­ing, pay bills, check your credit score, and use a myr­iad of other built-in fi­nan­cial tools. Sim­ple (Free) Sim­ple is a well-rounded, com­pletely free app that al­lows you to pay bills, man­age your fi­nances, mon­i­tor spend­ing, and stay within your means so you can save for the fu­ture. Level Money (Free) Tired of bud­get­ing with your cal­cu­la­tor? Level Money re­views your in­come and spend­ing habits, then cal­cu­lates what you should be spend­ing ev­ery day to keep you on track. Bet­ter­ment (Free) For­get about por­ing over var­i­ous stock funds. This app's robo-ad­viser finds the best mix of funds that match your goals for your investment ac­count, Roth IRA, or tra­di­tional IRA. GoodBud­get (Free) GoodBud­get is a great tool for fam­ily mem­bers who want to cre­ate a joint bud­get, al­low­ing you to track spend­ing amounts for var­i­ous cat­e­gories, such as gro­ceries, clothes, and en­ter­tain­ment. Wally (Free) This man­ual-en­try ex­pense tracker lets you scan re­ceipts straight from the app, an­a­lyze your spend­ing habits, set a bud­get for your­self, and cal­cu­late your sav­ings goals. Credit Karma (Free) You no longer have to keep an ea­gle eye on your credit re­port, be­cause this app will do it for you. You'll be no­ti­fied of any changes, and you can dis­pute er­rors from the app. Stock­Twits (Free) Stock­Twits is like so­cial me­dia for stocks. Learn what other in­vestors and an­a­lysts are say­ing about the stocks you own, those you're hop­ing to sell, and the ones you should buy. YNAB (Free) Hailed as a tool to quickly get out of debt, YNAB (short for You Need a Bud­get) helps you save more money and stop liv­ing pay­check to pay­check by keep­ing you ac­count­able.

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