ES­SAYS ON RE­FORM

Modern Healthcare - - Opinions Editorials - G. Ed­ward Tucker Jr.

“In­di­vid­u­als must pay for the right to health­care through taxes, in­sur­ance pre­mi­ums and co­pay­ments. My health in­sur­ance re­form pro­posal—called Health-Us—is based on this core prin­ci­ple. … To keep health­care from im­pair­ing the econ­omy, Health-Us uses a unique com­bi­na­tion of fund­ing and pre­mium con­tri­bu­tions. First, a fed­eral sales tax pro­vides the fund­ing, which syn­chro­nizes health­care fund­ing with the GDP. … Sec­ond, each U.S. ci­ti­zen un­der age 65 re­ceives two ‘de­fined con­tri­bu­tion’ vouch­ers for health­care pre­mi­ums. The voucher’s dol­lar value is based on the age and gen­der of the in­di­vid­ual. … Third, in­di­vid­u­als use the vouch­ers to se­lect pri­vate in­sur­ance from com­pet­ing in­sur­ance com­pa­nies. … Fourth, em­ploy­ers no longer pro­vide health in­sur­ance for em­ploy­ees ... since each ci­ti­zen re­ceives a voucher.”

Tucker

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