Same rules for ev­ery­one

Modern Healthcare - - Opinions Letters -

Re­gard­ing “In­sur­ers may get more than they wanted on re­form re­vi­sion” (Mod­ern Health­care.com, Oct. 24): I think the same stan­dards should ap­ply to physi­cians and health­care providers that ap­ply to in­surance car­ri­ers with re­spect to what per­cent­age of health­care dol­lars is ac­tu­ally for the cost of care pro­vided and prof­its in­clud­ing ad­min­is­tra­tive costs, which are part of that equa­tion.

Over 65% of ev­ery dol­lar spent to­day on health­care goes to physi­cians and clin­ics with only one-third ac­tu­ally spent on treat­ing pa­tients. To­day, the av­er­age per­son buy­ing health in­surance can­not af­ford to get sick with the ex­or­bi­tant costs re­lated to care.

In my more than 20 years in in­surance and the fi­nan­cial ser­vices arena, I have seen more hard­work­ing fam­i­lies de­stroyed by the ag­gres­sive ac­tion of hos­pi­tals, clin­ics and col­lec­tion agen­cies at­tempt­ing to col­lect the ex­or­bi­tant higher de­ductibles and max­i­mum out-of­pocket lim­its af­ter the in­surance com­pa­nies had cov­ered 80% or more of the to­tal cost.

Health­care is an even­tu­al­ity, not a choice. We have to man­age the ac­ces­si­bil­ity and costs to have a more-even play­ing field. That goes for in­surance com­pa­nies, hos­pi­tals, doc­tors, drug com­pa­nies and ev­ery­one in­volved in the de­liv­ery of health­care. Mark E. Ad­kins Spring­field, Mo.

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