27% of 2014 in­di­vid­ual mar­ket en­rollees pre­vi­ously lacked cov­er­age, study says

Modern Healthcare - - LATE NEWS - —Paul Demko

In­di­vid­u­als who pre­vi­ously lacked in­sur­ance cov­er­age rep­re­sent more than a quar­ter of those who have en­rolled in 2014 cov­er­age, ac­cord­ing to a re­port by the McKin­sey Cen­ter for U.S. Health Sys­tem Re­form.

Of more than 2,000 in­di­vid­u­als sur­veyed in Fe­bru­ary who were el­i­gi­ble to en­roll in commercial health plans, 48% in­di­cated that they had signed up for cov­er­age; 27% of all sur­vey re­spon­dents who in­di­cated that they had en­rolled in cov­er­age for 2014 also in­di­cated that they were unin­sured in 2013, the re­port found.

That’s a sig­nif­i­cant in­crease com­pared with ear­lier sur­veys con­ducted by McKin­sey be­tween Novem­ber and Jan­uary. Pre­vi­ously, only 11% of re­spon­dents who had signed up for 2014 cov­er­age in­di­cated that they had lacked health­care cov­er­age dur­ing the prior year.

Of all the in­di­vid­u­als who were pre­vi­ously unin­sured, which was slightly more than half of those sur­veyed, 10% in­di­cated that they had en­rolled in cov­er­age for 2014. That com­pared with only 3% of pre­vi­ously unin­sured re­spon­dents who in­di­cated that they had ac­quired cov­er­age be­tween Novem­ber and Jan­uary. The McKin­sey study also pro­vided some in­di­ca­tion of how many in­di­vid­u­als are fol­low­ing through with pay­ments once they have signed up for cov­er­age. More than three quar­ters of those in­di­vid­u­als who signed up for a plan in­di­cated that they made their first pay­ment to an in­surer.

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