Understanding your Medicare options
For those turning 65 choosing health care coverage that promotes healthy living and independence is important to help maintain your overall well-being. There are various health care coverage options to explore, from Original Medicare to a Medicare Advantage Plan.
AgeWell New York Health Plans offers some guidance to help you navigate your enrollment options to make a healthy choice to support your overall wellness.
When you become eligible for Medicare, you can enroll in Part A & Part B, often referred to as Original Medicare. The different parts of Medicare help cover specific services such as hospital costs and medical care after deductibles, co-insurance and/or premiums.
covers inpatient hospital care, skilled nursing facility and home health care and hospice services.
covers doctor visits, outpatient hospital services and durable medical equipment, and other medical services and supplies. so at this time, you may also choose to enroll in also called a
which provides you with all your Part A and Part B benefits, and benefits above and beyond. You must be enrolled in Medicare Parts A and B to join a Medicare Advantage plan.
covers prescription drug coverage. Some Medicare Advantage Plans may offer Part D, or you may need to enroll in a separate Medicare Prescrip- tion Drug Plan. AgeWell New York Health Plans offer Medicare Advantage Prescription Drug Plans. When choosing to enroll in Part C, a Medicare Advantage Plan, keep in mind services you may need, such as: Doctors, hospitals and specialists in the plan network Covered Prescription drugs Covered preventive services such as screenings and immunizations
Supplemental benefits such as vision, dental or hearing Fitness Programs The plan meets all your health care needs.
when Medicare beneficiaries can decide whether to remain in their current Medicare Advantage Plan, choose another plan or return to Original Medicare. This is a very important time for Medicare beneficiaries to review their health care coverage options.