Northwest Arkansas Democrat-Gazette - - NORTH­WEST ARKANSAS - Source: Staff re­port

A le­gal pro­ce­dure by which a cred­i­tor can col­lect what a debtor owes by reach­ing the debtor’s prop­erty when it is in the hands of some­one other than the debtor. Gar­nish­ment is reg­u­lated by statutes, and is usu­ally re­served for the cred­i­tor who has ob­tained a judg­ment, or court or­der, against the debtor. Some prop­erty is ex­empt from gar­nish­ment. Ex­emp­tions are cre­ated by statutes to avoid leav­ing a debtor with no means of sup­port.

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