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THE IN­SUR­ANCE LOBBY IS KILLING ALL THE DEER

Outdoor Life - - NO EXCUSES -

Here’s a fact: In­sur­ance com­pa­nies have no sway in deer man­age­ment. If the in­sur­ance com­pa­nies are part of a Farm Bureau, like the one I work for in Michi­gan, then sure, their pol­icy staff have reg­u­lar con­ver­sa­tions with state wildlife man­agers, usu­ally on the is­sue of dis­ease or crop dam­age. Is that be­cause they don’t want to pay out pre­mi­ums for cars dam­aged in deer col­li­sions? Um, no. And if you don’t be­lieve me, you should learn what it is that an ac­tu­ary does, how in­sur­ance pre­mi­ums are reg­u­lated by law, and why pre­mi­ums in ar­eas with lots of deer are higher than in ar­eas where there aren’t many deer. —T.H.

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