South Florida Sun-Sentinel Palm Beach (Sunday) - - MONEY -

Nov. 6

Net­work like a pro, 9 a.m., Hol­ly­wood Cham­ber of Com­merce, 330 N. Fed­eral High­way, Hol­ly­wood. 954-923-4000.

Fi­nan­cial Fore­cast­ing for your Busi­ness Plan, 10 a.m., SCORE Learn­ing Cen­ter, 500 S. Aus­tralian Ave. SCORE Palm Beach work­shop. $25. 561-833-1672.

Amer­i­can As­so­ci­a­tion of Univer­sity Women (AAUW), 12:30 p.m., Emma Lou Ol­son Civic Cen­ter, 1801 NE Sixth St., Pom­pano Beach. Pom­pano Beach chap­ter. 312-316-6229

Nov. 7

Un­der­stand­ing Racism & Im­plicit Bias Break­fast Work­shop, 7:20 a.m., Keiser Univer­sity — third floor, 1500 NW 49th St., Fort Laud­erdale. Pre­sented by the Hu­man Re­source As­so­ci­a­tion of Broward County.

Su­per Bowl LIV Busi­ness Con­nect Of­fi­cial Launch, 8:30 a.m., Hard Rock Sta­dium, 347 Don Shula Drive, Mi­ami Gar­dens. Part­ner­ship be­tween the Na­tional Foot­ball League and the Mi­ami Su­per Bowl Host Com­mit­tee, to pro­vide di­verse, qual­i­fied and cer­ti­fied South Florida area busi­nesses op­por­tu­ni­ties to com­pete for spe­cial event-re­lated con­tracts con­nected to the Su­per Bowl in Mi­ami, cre­at­ing con­tract op­por­tu­ni­ties for cer­ti­fied mi­nor­ity, LGBT, woman, vet­eran -owned busi­nesses. 786-789-2020.

Com­mu­nity As­so­ci­a­tion Ask the At­tor­neys Sem­i­nar, 6:30 p.m., Ta­ma­rac Com­mu­nity Cen­ter, 8601 W. Com­mer­cial Blvd., Ta­ma­rac. Pre­sented by Kaye Ben­der Rem­baum. Free. 954-776-1999, ext. 242.

Nov. 8

This year, MDLive ex­pects to do 500,000 vir­tual vis­its. Pa­tients can sign up di­rectly on­line for MDLive, or through their health in­surer if it of­fers the ser­vice.

MDLive has more than 1,200 board-cer­ti­fied clin­i­cians, some full-time and some con­trac­tors, who con­nect with pa­tients over the phone, app or video chat.

Sign­ing up on­line for MDLive is free. The cost of a general vir­tual doc­tor’s visit with­out health in­sur­ance is $75. A psy­chi­a­try con­sul­ta­tion is $259 for the ini­tial ap­point­ment, and $99 for each fol­lowup. For a der­ma­tol­ogy con­sul­ta­tion, the cost is $69 per con­sul­ta­tion.

With health in­sur­ance, vir­tual con­sul­ta­tions are of­ten free, or re­quire a co­pay, Berner said.

There has been in­dus­try­wide con­cern about a short­age of doc­tors, es­pe­cially in pri­mary care, as many in the baby boomer gen­er­a­tion are re­tir­ing. But Berner said MDLive’s be­lief is “there’s not a short­age of doc­tors, there’s a short­age of us­ing doc­tors ef­fi­ciently.”

He said physi­cians end up spend­ing time on rou­tine health is­sues such as sore throats, runny noses and pink eye. “Much of that care can be au­to­mated,” Berner said.

Ul­ti­mately, he said, “So­phie can help doc­tors see more pa­tients.”

“In the fu­ture, So­phie can re­mind you to take med­i­ca­tion. If you step on the elec­tronic scale and you’ve gained a lot of weight and you’re a con­ges­tive heart fail­ure pa­tient, she may con­nect you to your care co­or­di­na­tor,” Berner said.

More em­ploy­ers are of­fer­ing health ben­e­fits to work­ers that in­clude vir­tual doc­tor vis­its, ac­cord­ing to a 2018 sur­vey by the Kaiser Fam­ily Foun­da­tion, which mon­i­tors U.S. health care. Kaiser found that more than three­quar­ters of large com­pa­nies of­fer em­ploy­ees in­sur­ance that cov­ers tele­health, up from 27 per­cent three years ago.

But Matthew Rae, se­nior health pol­icy an­a­lyst for San Fran­cisco-based health pol­icy an­a­lyst Kaiser Fam­ily Foun­da­tion, said the sur­vey showed that em­ploy­ees have been slow to en­roll in tele­health ser­vices. “Peo­ple are re­ally used to see­ing the doc­tor,” he said.

Fourth annual Ju­ve­nile Crime Con­fer­ence: Kids that Kill, 7:15 a.m., Ta­ma­rac Moose Lodge, 6191 Rock Is­land Road, Ta­ma­rac. Pre­sented by the Broward County Crime Com­mis­sion as part of the Build­ing Bridges Men­tal Health Con­fer­ence se­ries. Panel par­tic­i­pants, speak­ers and pre­sen­ters in­clude men­tal health pro­fes­sion­als, jour­nal­ists and more. BrowardCrime.Org.

Hot Top­ics in Devel­op­men­tal Dis­abil­i­ties Con­fer­ence, 8 a.m., through Nov. 9, Re­nais­sance Ho­tel, Boca Ra­ton. Pre­sen­ta­tions, panel dis­cus­sions, break­out ses­sions and net­work­ing. Guest speak­ers, ex­hibitors. Top­ics: ben­e­fits, hous­ing, bul- ly­ing, di­vorce, tech­nol­ogy, 504/IEP, post high school ed­u­ca­tion op­tions, em­ploy­ment, re­search on autism, mi­cro-en­ter­pris­ing, com­mu­nity re­sources and more. 954-975-5159 flori­

Just One: How At­tor­ney Vol­un­teers Can Give Back to Ju­ve­niles in the Court Sys­tem, 11:45 a.m., Novello’s, 5999 N. Fed­eral High­way, Boca Ra­ton. SPBC FAWL lun­cheon fea­tur­ing Judge Luis Del­gado, 15th Cir­cuit Court Ju­ve­nile Di­vi­sion. 561-989-0700.

Fall Health and Biz Expo, 2 p.m., BB&T Cen­ter, 1 Pan­ther Park­way, Sun­rise. Pre­sented by the Davie-Cooper City Cham­ber of Com­merce along with the Co­ral Springs and Plan­ta­tion cham­bers of com­merce, fea­tur­ing lo­cal busi­nesses and net­work­ing. davie-coop­

3 p.m., Shula’s Ho­tel and Golf Club, 6842 Main St., Mi­ami Lakes. 2018 Mi­ami-Dade County busi­ness Con­fer­ence and Expo. 305-278-1811.

Florida Restau­rant and Lodg­ing As­so­ci­a­tion, Mami-Dade chap­ter, 5:30 p.m., Smith & Wol­len­sky, 1 Wash­ing­ton Ave., Mi­ami Beach. Busi­ness net­work­ing, bring plenty of busi­ness cards.

Na­tional As­so­ci­a­tion of Women Busi­ness Own­ers, 6 p.m., Mar­riott North, Fort Laud­erdale. Chat with CEO of PCF In­ter­na­tional In­te­grated Mar­ket­ing & Tech­nol­ogy, Ginger G. Peter­son: mar­ket­ing to grow your busi­ness. 954-675-3545.

Nov. 9

Rules and Reg­u­la­tions in Con­dos and HOAs, noon, Hol­i­day Springs Club­house, 3131 Hol­i­day Springs Blvd., Mar­gate. Pre­sented by Katz­man Chan­dler. Free. 954 486-7774.

Nov. 10

Bet­ter In­vest­ing South­east Florida chap­ter, 9:30 a.m., Jim Ward Com­mu­nity Cen­ter, 3012 NW 46th Ave., Plan­ta­tion. Vol­un­teers teach in­di­vid­u­als how to select stocks in grow­ing cor­po­ra­tions. BI­south­

Women Em­power Expo (WEX), 10 a.m., Greater Fort Laud­erdale, Broward County Con­ven­tion Cen­ter, Fort Laud­erdale. Learn from in­dus­try ex­perts, net­work with en­trepreneurs and change­mak­ers, dis­cover tools to grow your busi­ness, and feel em­pow­ered to cre­ate a pos­i­tive change. 954-765-5900.

Up­com­ing dead­lines

Pub­lic Re­la­tions So­ci­ety of Amer­ica, Fort Laud­erdale chap­ter call for nom­i­na­tions. View cat­e­gories:

2-1-1 seeks nom­i­na­tions for its annual awards pro­gram

JM Fam­ily’s call for nom­i­na­tions for its 2019 African-Amer­i­can Achiev­ers Awards. africanamer­i­canachiev­­i­nate 866-516-2497.

More photos & news: View/sub­mit: PEO­PLE/hires, pro­mo­tions; COM­PANY NEWS/com­mu­nity out­reach, of­fice par­ties, grand open­ings; BUSI­NESS EVENTS/net­work­ing, sem­i­nars, work­shops ck­ent@sun­sen­, 954-356-4662, twit­ter @mind­ingy­our­biz “even small e-com­merce busi­nesses to meet ever-in­creas­ing con­sumer ex­pec­ta­tions for faster de­liv­ery.”

ShipMonk was ranked No. 29 on Inc. 5000’s 2018 fastest-grow­ing com­pa­nies list, and Bed­nar, 27, was named to Forbes’ 2018 list of “30 Un­der 30.”

Bed­nar was in his early 20s when he started the com­pany and was ac­cepted into Florida At­lantic Univer­sity’s Tech Run­way startup ac­cel­er­a­tor pro­gram in Boca Ra­ton.

“He’s a rock star. He’s the epit­ome of dis­ci­pline and ex­e­cu­tion,” said Jerry Katz,

pres­i­dent of the En­trepreneurs’ Or­ga­ni­za­tion - South Florida and founder and CEO of Pre­mier Pro­tec­tion In­sur­ance Ser­vices in Fort Laud­erdale.

Katz said Bed­nar, one of the youngest en­trepreneurs in­vited to join the lead­er­ship group, has ab­sorbed ad­vice from fel­low en­trepreneurs on how to best scale and fund his busi­ness.

“He’s run­ning a baby Ama­zon here in South Florida,” he said.

mpounds@sun­sen­ or 561-243-6650, twit­ter: @mar­cia­biz

Still, some em­ploy­ers are mak­ing in­roads by en­cour­ag­ing work­ers to try tele­health through fi­nan­cial in­cen­tives, such as lower co­pays or de­ductibles, Rae said.

Rae said it’s still un­known how much of a cost sav­ings tele­health will be for em­ploy­ers try­ing to trim their health-care bills. “They can de­liver doc­tor vis­its for less money, but it may re­sult in more vis­its,” he said.

Mean­while, health in­sur­ers are get­ting on-board with tele­health with the goal of low­er­ing their costs and im­prov­ing ac­ces­si­bil­ity for customers. They’re also putting money into the in­dus­try.

Cigna and Health Care Ser­vice Corp., par­ent to five Blue Cross and Blue Shield health plans around the coun­try, in Au­gust par­tic­i­pated in a $50 mil­lion fi­nanc­ing round for MDLive, led by San Fran­cisco-based Health Ve­loc­ity Cap­i­tal.

Julie McCarter, vice pres­i­dent of prod­uct so­lu­tions for Cigna, said the in­surer has had a five-year re­la­tion­ship with MDLive, and now of­fers the tele­health ser­vice to all its customers. About 100,000 customers are en­rolled in MDLive, she said.

She said Cigna stud­ied 20,000 pa­tients from 2014 to 2016 who used MDLive com­pared with 20,000 pa­tients of sim­i­lar de­mo­graph­ics who did not, and found 17 per­cent lower med­i­cal costs and a 36 per­cent re­duc­tion in ER use.

McCarter sees the part­ner­ship grow­ing. “What we’re ex­cited about is ex­pand­ing into well­ness and pre­ven­tion, and pos­si­bly chronic care man­age­ment,” she said.

mpounds@sun­sen­ or 561-243-6650, twit­ter: @mar­cia­biz


MDLive's vir­tual as­sis­tant, So­phie, helps pa­tients reg­is­ter and asks ques­tions to pass on in­for­ma­tion to a doc­tor.

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