The Arizona Republic - - Business -

“I’ve seen clients save for two months and then … give them­selves a pat on the back and stop do­ing it,” An­drews says. “This pre­vents them from stick­ing to their long-term sav­ings goals.”

The sav­ings process takes time, but it doesn’t have to take ef­fort. You can avoid im­pul­sive spend­ing and stick to your goals if you set up an au­to­matic sys­tem that does the sav­ing for you.

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