Lessen the burden placed on grieving family members
Important events in life require responsible pre-planning. Births, weddings, graduations, anniversaries and retirement command our best planning efforts to ensure success.
However, we may neglect planning for the most significant life event of all, a funeral. We would never dream of waiting until two days before a wedding to begin our plans. Why do we wait to plan a funeral?
The consequences can be devastating to those we leave behind.
Planning for a funeral deserves the same pre-planning attention we give to other equally important occasions. In planning ahead for funeral arrangements, consider these important objectives.
• Pre-planning means your family and friends will not have the burden of making difficult decisions for you when you die. They may find themselves emotional, distressed or financially unable to deal with the situation.
• Planning ahead for your own funeral arrangements usually results in spending less money than if those decisions were left to be made following your death.
Often loved ones cannot resist the temptation to spend more on funeral services and merchandise. This can be eliminated by planning ahead, calmly and sensibly.
• Your funeral professional can provide you with valuable information so that you can make choices that are right for you. Select a casket, vault or urn.
Decide if you want ground burial, mausoleum, entombment or cremation. Once you have decided on a plan, you can complete a pre-arranged agreement, listing each item, the services selected and even arrange for items incidental to the ceremony. Because it’s your plan, your family will know they have done the right thing.
• Just like everything else, funeral costs continue to rise, making it difficult to plan financially for the future. Using today’s dollars, pre-planning with a guaranteed funeral plan provides a solution to this dilem- ma: The funeral home guarantees your family will never pay more for goods and services selected today, regardless of future price increases.
Those who fund a pre-arrangement now can tell their families that the choices made today will not be required to pay for price increases that have occurred between the time of pre-arrangement and the time of death. This is not only a kind and considerate thing to do for one’s family and friends, but it makes good sense as well.
• Pre-arranged funeral plans can be assigned to pay only for funeral expenses. This benefit may assist the individual to qualify for Medicaid or any other form of public assistance.
Should you ever need to apply; the funds in the funeral plan will be exempt in most cases and not considered part of your available assets. Contact your funeral planning professional for more information.
Planning ahead for your funeral arrangements means peace of mind for you and reduces the burden for your family and friends.
Planning ahead: Don’t leave loved ones off guard, plan ahead for funeral arrangements and costs to lessen the strain placed on the bereaved.