Bills in a hat
Another ways to handle your debts is to get a loan from the bank and pay off all your bills. Then, you’ll just get one bill a month, the one from the bank.
During these difficult economic times many among us are having a tough time making their budgets work.
There are a number ofways to deal with this. A friend of mine has been putting all his monthly bills into a hat. Then, he pulls them out one by one and writes payment checks until he runs out of money.
When creditors left in the hat when the money is gone call or write to complain, my friend tells them, “Don’t bother me or I won’t even put you in the hat next month.”
Another acquaintance was unable to pay his credit card bill for a couple of months. When the company called and demanded payment, he said, “ Listen, if I had any cash I wouldn’t need your card.”
Another way to handle your debts is to get a loan from the bank and pay off all your bills. Then, you’ll just get one bill a month, the one from the bank.
This method will cost you more money in the end because the bank will insist upon charging you interest. But at least you’ll be getting just that one bill each month, which will mean less paper clutter in your home.
It is also easier to stall one creditor than a lot of them.
You can always use the old “ the check’s in the mail” bit, and say, “ Boy, the post office has certainly gone to hell, hasn’t it.”
You will have to pay the bank back eventually, of course, or it will come and take away something very valuable to you, like your house or car.
But maybe by that time, the hard times will be over and you can get back in the clover and start running up a lot of bills again.
I must say, however, I read recently of an individual who came up with a method of dealing with personal financial problems I’d never heard of before. It had to do with the post office, too.
Robby Doyle Calhoun, 35, lives in an apartment complex in Dallas, Texas.
It seems Robby was sick and tired of all the bills he was getting in the mail.
So, when the mailman, Raymond Bell, 35, showed up at his apartment with his mail the other day, Robby stabbed him in the back with a steak knife.
Said a detective who investigated the incident, he didn’t like getting bills. He told the maintenance man the day before he was going to get the mailman.
As unique as this method is, I don’t recommend it. Police arrested Robby Doyle Calhoun and charged him with attempted murder and assaulting a federal worker.
The mailman was treated and released at a local hospital, fortunately, and reportedly said, “And we mailpersons worry about dogs.”
Actually, I made that part up, but it does bring up another concern for people who deliver the mail - being attacked for bringing unwanted bills.
What happened in Dallas apparently is just another indication of how the recession is impacting the American public and how frustrated we are that the government has no clue as to how to deal with it.
I’m not suggesting we start stabbing politicians in the back, but isn’t that what they’ve been doing to us, figuratively speaking?
Absolutely. So the next time they run for re- election, don’t even put their names in the hat.