Bills in a hat

An­other ways to han­dle your debts is to get a loan from the bank and pay off all your bills. Then, you’ll just get one bill a month, the one from the bank.

The Covington News - - Local news sarah noel anderson carolyn loyd herrin -

Dur­ing th­ese dif­fi­cult eco­nomic times many among us are hav­ing a tough time mak­ing their bud­gets work.

There are a num­ber ofways to deal with this. A friend of mine has been putting all his monthly bills into a hat. Then, he pulls them out one by one and writes pay­ment checks un­til he runs out of money.

When cred­i­tors left in the hat when the money is gone call or write to com­plain, my friend tells them, “Don’t bother me or I won’t even put you in the hat next month.”

An­other ac­quain­tance was un­able to pay his credit card bill for a cou­ple of months. When the com­pany called and de­manded pay­ment, he said, “ Lis­ten, if I had any cash I wouldn’t need your card.”

An­other way to han­dle your debts is to get a loan from the bank and pay off all your bills. Then, you’ll just get one bill a month, the one from the bank.

This method will cost you more money in the end be­cause the bank will in­sist upon charg­ing you in­ter­est. But at least you’ll be get­ting just that one bill each month, which will mean less pa­per clut­ter in your home.

It is also eas­ier to stall one cred­i­tor than a lot of them.

You can al­ways use the old “ the check’s in the mail” bit, and say, “ Boy, the post of­fice has cer­tainly gone to hell, hasn’t it.”

You will have to pay the bank back even­tu­ally, of course, or it will come and take away some­thing very valu­able to you, like your house or car.

But maybe by that time, the hard times will be over and you can get back in the clover and start run­ning up a lot of bills again.

I must say, how­ever, I read re­cently of an in­di­vid­ual who came up with a method of deal­ing with per­sonal fi­nan­cial prob­lems I’d never heard of be­fore. It had to do with the post of­fice, too.

Robby Doyle Cal­houn, 35, lives in an apart­ment com­plex in Dal­las, Texas.

It seems Robby was sick and tired of all the bills he was get­ting in the mail.

So, when the mail­man, Ray­mond Bell, 35, showed up at his apart­ment with his mail the other day, Robby stabbed him in the back with a steak knife.

Said a de­tec­tive who in­ves­ti­gated the in­ci­dent, he didn’t like get­ting bills. He told the main­te­nance man the day be­fore he was go­ing to get the mail­man.

As unique as this method is, I don’t rec­om­mend it. Po­lice ar­rested Robby Doyle Cal­houn and charged him with at­tempted mur­der and as­sault­ing a fed­eral worker.

The mail­man was treated and re­leased at a lo­cal hospi­tal, for­tu­nately, and re­port­edly said, “And we mailper­sons worry about dogs.”

Ac­tu­ally, I made that part up, but it does bring up an­other con­cern for peo­ple who de­liver the mail - be­ing at­tacked for bring­ing un­wanted bills.

What hap­pened in Dal­las ap­par­ently is just an­other in­di­ca­tion of how the re­ces­sion is im­pact­ing the Amer­i­can pub­lic and how frus­trated we are that the gov­ern­ment has no clue as to how to deal with it.

I’m not sug­gest­ing we start stab­bing politi­cians in the back, but isn’t that what they’ve been do­ing to us, fig­u­ra­tively speak­ing?

Ab­so­lutely. So the next time they run for re- elec­tion, don’t even put their names in the hat.

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