Now is time to shop for Medi­care deal

En­roll­ment pe­riod for cov­er­age changes runs through Dec. 7

The Dallas Morning News - - Front Page - By BOB MOOS Spe­cial Con­trib­u­tor busi­ness­news@dal­las­news.com

If you’re a Texan with Medi­care, now is the time to check your health and drug cov­er­age for 2019. Medi­care’s open en­roll­ment pe­riod runs un­til Dec. 7.

If you’re a Texan with Medi­care, now is the pe­riod time runs for to un­til check 2019. Dec. your Medi­care’s 7. health open and drug en­roll­ment cov­er­age Tex­ans pro­gram in Medi­care’s who want tra­di­tional to add or change fee-for-ser­vice their pre­scrip­tion drug cov­er­age can choose from 27 drug plans with monthly pre­mi­ums rang­ing from $10.40 to $140.10 — about the same premium range as a year ago. Na­tion­ally, the aver­age premium for a ba­sic drug plan in 2019 will drop by $1.09 to $32.50 per month.

Medi­care Ad­van­tage re­mains a pop­u­lar al­ter­na­tive for peo­ple who pre­fer to re­ceive care through a pri­vate in­surer rather than through Medi­care’s orig­i­nal fee-for-ser­vice pro­gram. Most plans in­clude drug cov­er­age. Many of the health plans charge a sep­a­rate premium on top of the Part B premium that ben­e­fi­cia­ries pay for Medi­care’s med­i­cal in­sur­ance.

Na­tion­ally, the aver­age monthly cost for that Medi­care Ad­van­tage premium will be $28 in 2019 — $1.81 less than this year.

Medi­care’s web­site, medi­care.gov, has the best tool for nar­row­ing the search for a new health or drug plan. Just click on “Find Health and Drug Plans.” Help is also avail­able at Medi­care’s toll-free line at 1-800-633-4227.

Any changes that you make in your Medi­care health and drug cov­er­age will take ef­fect on Jan. 1.

Brad Calkins/getty Images

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