Online es­ti­mates help you plan for re­tire­ment and more

The Palm Beach Post - Neighborhood Post - Northern Palm Beach County - - Front Page - Maria Diaz So­cial Se­cu­rity Maria Diaz is a pub­lic af­fairs spe­cial­ist for the So­cial Se­cu­rity Ad­min­is­tra­tion. If you have So­cial Se­cu­rity ques­tions, call 800-772-1213.

So­cial Se­cu­rity en­cour­ages all Amer­i­cans to take steps to­ward en­sur­ing their fi­nan­cial se­cu­rity. Wher- ever you are in life — start­ing your first job, be­gin­ning a fam­ily, or get­ting ready to re­tire — it’s never too late or too soon to start plan­ning for the years ahead.

We’re here to help, and we of­fer a suite of online tools you can use to plan for a se­cure fu­ture for you and your fam­ily. Your per­son­al­ized So­cial Se­cu­rity State­ment is among the many re­sources avail­able to you through your online my So­cial Se­cu­rity ac­count.

This im­por­tant plan­ning doc­u­ment al­lows you to:

Ver­ify your life­time earn­ings his­tory

Es­ti­mate the So­cial Se­cu­rity ben­e­fits you’ll re­ceive at re­tire­ment age

See if you qual­ify to re­ceive dis­abil­ity ben­e­fits if you be­come gravely ill or in­jured

Learn how your spouse and chil­dren may be pro­vided for when you die.

You can open your own my So­cial Se­cu­rity ac­count at www.so­cialse­cu­rity.gov/ my­ac­count.

An­other tool you can use to es­ti­mate your pos­si­ble monthly ben­e­fit amount is our Re­tire­ment Es­ti­ma­tor at www.so­cialse­cu­rity. gov/es­ti­ma­tor. It shows you how much you may be el­i­gi­ble to re­ceive based on dif­fer­ent sce­nar­ios, like dif­fer­ent fu­ture earn­ings amounts and var­i­ous re­tire­ment dates.

To learn more about your re­tire­ment ben­e­fits, you can read Your Re­tire­ment Ben­e­fit: How It’s Fig­ured and When to Start Re­ceiv­ing Re­tire­ment Ben­e­fits at www.so­cialse­cu­rity. gov/pubs/.

We also en­cour­age you to re­view the other online ben­e­fit es­ti­mates avail­able from So­cial Se­cu­rity, be­cause re­spon­si­ble plan­ning in­cludes con­tin­gency plans.

To learn more about the im­por­tant safety net So­cial Se­cu­rity pro­vides if you be­come dis­abled or die, visit www.so­cialse­cu­rity. gov/dis­abil­ity and www. so­cialse­cu­rity.gov/sur­vivors.

So­cial Se­cu­rity is with you through life’s jour­ney. Get to know us at www. so­cialse­cu­rity.gov.

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