Approach to Investing
methodology. It has served us and our vast client base very well.”
The firm, along with its consortium of over 40 committed independently-owned investment financial firms peppered across seven states, is one of the nation’s largest independent fi- nancial planning groups. Integrated Financial Group’s practice is based on the premise that many minds are greater than one. When it’s in a client’s best interest, the firm consults its diverse team of highly experienced professionals within its association for their expertise, perspective and unbiased input.
“We make objective, conflict free recommendations for products that match a client’s unique financial needs. From there we construct a blueprint for a sustainable income for life. A long term vision and plan helps clients overcome day-to-day market gyrations and jitters that plague an uncertain econ- omy. We remain focused on a client’s financial vision, not on Wall Street’s. We can’t predict the future, but we are very adept at planning for it,” Patrick shared.
To be sure, this is not the time to be passive about investing. The dot. com boom and bust, the housing bubble and the Great Recession have all taught us to recognize both risks and rewards. In order to achieve the best outcomes and better risk controls, investors must have a financial plan. “Studies show the majority of Americans don’t have a financial plan,” Patrick said. “That’s just crazy. You have to have a disciplined and sound plan in place. Working with an experienced financial planner is key. That’s the best professional advice you’ll ever get.”
In sum, Patrick borrows a line from the immortal Yogi Berra, “If you don’t know where you’re going, you’ll end up somewhere else.”