Credit card debt?

The Washington Times Weekly - - National - JIM CAN­NON CGA STAFF WRITER

Ev­ery three min­utes an­other per­son falls be­hind on credit card debt. It’s no won­der, since ev­ery ma­jor credit card com­pany has nearly dou­bled the min­i­mum monthly pay­ment on con­sumers’ bills.

Fed­eral Reg­u­la­tors forced the change be­cause of their con­cern about the grow­ing moun­tain of con­sumer debt, which stands at $2.17 tril­lion. Many con­sumers can only pay the min­i­mum pay­ment, which can take up to 30 years to pay off.

Now, re­lief is in sight for mil­lions of Amer­i­cans. Cred­itGUARD of Amer­ica, a non-profit li­censed debt man­age­ment ser­vice provider, is mak­ing a new pro­gram avail­able to lower debt pay­ments and be­come free of all credit card debt in only three to five years.

Con­sumers need only $4,000 or more in to­tal credit card debt and at least 30 days be­hind on any ac­count, to cut their pay­ment by 35% to 50%, and re­duce or elim­i­nate in­ter­est charges al­to­gether.

Over 200,000 fam­i­lies, lo­cated through­out the U.S. have re­gained fi­nan­cial in­de­pen­dence with Cred­itGUARD’s li­censed, bonded and in­sured ser­vice. Cred­itGUARD of Amer­ica has re­ceived high marks in con­sumer sur­veys show­ing high con­sumer sat­is­fac­tion and con­fi­dence.

The Cred­itGUARD debt man­age­ment pro­gram can ac­tu­ally turn a per­son’s life around. One such case in Mary C. Of New Cas­tle, PA, who said, “Cred­itGUARD lit­er­ally saved my life and my mar­riage. We were three months be­hind on all of our cred­i­tors, and owed over $18,000— with no way out in sight. Cred­itGUARD of Amer­ica coun­seled us over the phone and low­ered our monthly pay­ments by $286. Best of all, the cred­i­tors stopped call­ing us!” When asked how much was saved, she replied: “We’re sav­ing over $14,800 in in­ter­est pay­ments, and our life and mar­riage is back on track in only six months. We would rec­om­mend Cred­itGUARD to any­one in our sit­u­a­tion.” An­gelo G. Of Bul­verde, TX says, “I am not afraid to an­swer the phone or get the mail be­cause I know it is not a ha­rass­ing cred­i­tor!”

Cer­ti­fied Credit Coun­selors at Cred­itGUARD of Amer­ica pro­vide Debt Re­lief Con­sul­ta­tions at no charge, when you call 1-800-8806433. Cal­cu­late your in­ter­est rate sav­ings in­stantly on­line when you visit their web­site at www.cred­itguard.org.

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