YOUR INSURANCE CHECK LIST

Read the whole product disclosure statement (PDS) before you purchase insurance. You have to make sure the cover is suitable for you and your needs, and that responsibility is yours. Understand what you want insurance to cover: is it for you and your health while competing? Your bike? Is it for public liability? Always record the serial number and receipt for your bike. It’s easy to just take some photos on your phone, and save a back up. Remember to update it if you get a new ride. Has your bike changed? Don’t forget to update your home and contents insurance if that’s how you have insured your bike. Keep records. If you do file a claim, keep a copy of anything you submit, and record who you spoke to and when for any phone calls. You might need to be very persistant.