Better Homes and Gardens (Australia)

A financial institutio­n that CARES

When the going gets tough, it’s good to know there’s a helping hand

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There’s no doubt it has been a tough year for many. But in among the challenges, there are companies committed to giving back. One such leader is La Trobe Financial, one of Australia’s leading diversifie­d wealth managers, and its La Trobe Financial Foundation.

LEGACY OF CARE

Since 1952, La Trobe Financial has provided funding and investment solutions to more than 180,000 customers, with a focus on helping people achieve financial security. This commitment to building and supporting communitie­s across all walks of life further extends to the philanthro­pic La Trobe Financial Foundation, which was founded in 1978. In keeping with the spirit and philosophy of ‘others before self’, the foundation has supported a variety of healthcare, education, cultural and sporting initiative­s. To date, it has donated over $15 million.

HELPING THOSE AFFECTED BY COVID-19 we have had to adjust to working from home, limiting travel and adopting social distancing. It has also put pressure on our finances. In response, La Trobe Financial introduced a hardship assistance program for small business customers. Whether tourism operators, growers and exporters of fresh produce, or businesses reliant on imports, the company offered deferral of scheduled loan repayments; waiving fees and charges; temporary interest-only periods to help with cashflow; and debt consolidat­ion to make repayments more manageable.

La Trobe Financial also donated $1 million to Epworth hospitals for extra ICU equipment, to cope with COVID-19 admissions.

DISASTER RELIEF Similarly, La Trobe Financial gave $1 million – split between The Salvation Army Bushfire Disaster Appeal and Australian Red Cross Disaster Relief and Recovery Fund – to support Australian­s impacted by the recent bushfire crisis.

They also offered relief for customers impacted by bushfires by establishi­ng a Disaster Relief Package. For customers who lost their homes to bushfire, the company offered to pay loan interest and charges for 12 months, provide access to interestfr­ee loans to help cover any gap between insurance payouts and the cost of rebuilding, and allow fee-free withdrawal­s from investment­s in the La Trobe

Australian Credit Fund.

For other customers experienci­ng hardship from the bushfires, it deferred loan repayments for up to 12 months, helped with finance on discounted terms to cover property repair costs or support a small business, and made it easier to access investment­s in the La Trobe Australian Credit Fund without incurring fees. Assistance was also extended to customers who are volunteer firefighte­rs.

As these measures show, La Trobe Financial and La Trobe Financial Foundation have a genuine commitment to both customers and the wider Australian community.

Death in Daylesford

Kerry Greenwood, $29.99 When a mysterious invitation arrives for Miss Phryne Fisher from an unknown Captain Herbert Spencer, Phryne’s curiosity is excited. Spencer runs a retreat in Victoria’s spa country catering for shell-shocked soldiers. Phryne is quickly thrown into the midst of disappeari­ng women, murder and the mystery of the Temperance Hotel. Meanwhile, Cec, Bert and Tinker find a young woman floating face down in the harbour, dead. Disappeara­nces, and murder, land Miss Phryne Fisher right in the middle of her most exciting adventure.

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