Building profits with loan
Maximising farm opportunities
QRIDA’S Sustainability Loans are providing broad-acre grain growers with more opportunities to maximise their marketing and logistic options and improve profitability.
With his years of broad-acre farming experience, QRIDA regional area manager for central and west Queensland Bradley Whittington knows how funding on-farm silos, grain dryers and related equipment through Sustainability Loans can help boost farm productivity.
“Investing in aerated sealed silos and storing grain on-farm puts marketing directly in the grower’s hands and can help maintain grain quality, allowing for a more even cash flow and maximising returns by choosing when to sell,” he said.
“When holding grain over for next year’s sowing, aerated silos can provide efficient control of grain pests and diseases and will deliver improved germination and seed vigour, resulting in better yields and maximising sowing inputs.”
Mr Whittington said QRIDA’s low-interest Sustainability Loans were best utilised when funding integrated on-farm developments such as combining aerated silos with a grain dryer.
“Dryers provide the opportunity to harvest earlier, reducing in-paddock losses from bird damage, seed cracking and shattering, and weather events,” he said.
“The ability to harvest at higher moisture levels provides a more viable seed, better grain colour and a higher oil content in oilseeds, leading to improved returns for the grower.
“These on-farm investments can increase the harvest window, help extend harvesting days and provide
❝ Dryers provide the opportunity to harvest earlier, reducing in-paddock losses from bird damage, seed cracking and shattering, and weather events. — Bradley Whittington
more ability to manage weather-related events.”
Mr Whittington said Sustainability Loans could also be utilised for machinery upgrades and equipment purchases.
“With the continuing shift to minimum and zero tillage practices, precision planters and controlled traffic equipment fit perfectly with the purpose of these loans,” he said.
“Yield potential can be maximised through the use of precision planters, improving seed germination and optimising plant populations across the cultivation.”
Sustainability Loans can provide up to $1.3 million to primary producers at low interest rates with flexible repayment terms and interest-only periods.
With no fees and charges they provide an attractive finance option no matter what the season. Mr Whittington is available to discuss your plans and assist with your application on your property or at the upcoming Northern GRDC events.
For more information about Sustainability Loans and eligibility, visit www.qrida. qld.gov.au or phone 1800 623 946.
SILO SOLUTION: On-farm silos, such as these near Goondiwindi in Queensland, can be funded through QRIDA’s Sustainability Loans. PHOTO: CONTRIBUTED