INSURANCE COSTS

Young drivers, rejoice. Little engines mean low insurance premiums, and because of that the Fiesta 1.0 is ideal for inexperienced motorists – or, indeed, anyone seeking mega-cheap motoring with stacks of fun.

A 100PS Zetec is in insurance group 11, while the Red Edition and Black Edition sit in group 18 – so, although the individual model can make a massive difference, we’re not exactly talking RS territory.

Standard cars will get good deals from comparison sites, but younger drivers, especially those with modified cars, will need the cover of a specialist insurer. As always, shop around.