Is it a hot hatch, or is it a family runabout? That’s the question you’ll be asking when trawling through internet comparison sites.
The ST250 sits anywhere from insurance group 34 to 36, with advised categories of 34 for the ST-1, 35 for the ST-2, and 36 for the ST-3 - but in the real world there won’t be a massive difference in prices. Find a highstreet insurer that sees the ST as a run-ofthe-mill Focus rather than a turbocharged tearaway, and you’ll be talking sense.
But if your ST is modified or you’re a particularly young driver, look towards a specialist performance-car broker offering limited mileage or an agreed-value policy. It’s worth noting the Mountune MP275 has its own insurance group if converted from new. Later additions are viewed like any other mods.
Finally, don’t forget key-free STs are a big target for thieves, so additional security won’t go amiss.