IN­SUR­ANCE COSTS

Fast Ford - - FF TECH -

Is it a hot hatch, or is it a fam­ily run­about? That’s the ques­tion you’ll be ask­ing when trawl­ing through in­ter­net com­par­i­son sites.

The ST250 sits any­where from in­sur­ance group 34 to 36, with ad­vised cat­e­gories of 34 for the ST-1, 35 for the ST-2, and 36 for the ST-3 - but in the real world there won’t be a mas­sive dif­fer­ence in prices. Find a high­street in­surer that sees the ST as a run-ofthe-mill Fo­cus rather than a tur­bocharged tear­away, and you’ll be talk­ing sense.

But if your ST is mod­i­fied or you’re a par­tic­u­larly young driver, look to­wards a spe­cial­ist per­for­mance-car bro­ker of­fer­ing lim­ited mileage or an agreed-value pol­icy. It’s worth not­ing the Moun­tune MP275 has its own in­sur­ance group if con­verted from new. Later ad­di­tions are viewed like any other mods.

Fi­nally, don’t for­get key-free STs are a big tar­get for thieves, so ad­di­tional se­cu­rity won’t go amiss.

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