Keeeep a spend­ing jour­nal

Inside Out (Australia) - - Inside Renovation -

Are you an emo­tional spender? Tal­ly­ing up what you buy in a spend­ing jour­nal can re­train your ‘spur-of-the-mo­ment’ spend­ing, says Natasha. “You should also have a list of ques­tions you ask your­self every time you buy some­thing: do I need it, can I find it cheaper, and do I have some­thing at home that’ll do the same job? If you want some­thing, en­force a cool­ing-offff pe­riod. Chances are, you won’t want it in a week.”

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