Choos­ing the right ring

Do you want some raz­zle daz­zle or a sim­ple de­light?

Mackay and Whitsundays Wedding Guide - - Front Page -

EV­ERY­BODY

knows that diamonds are a girl’s best friend and that is why they are per­fect for wed­ding rings.

There are many dif­fer­ent cuts of di­a­mond and it’s good to know which you like.

There are cir­cu­lar cuts, such as round, cush­ion, ass­cher, mar­quise and oval.

You also have square and rec­tan­gle shapes like princess, ra­di­ant and emer­ald.

There are also unique shapes like pear (think a teardrop) and heart.

You can get sim­i­lar cuts for other types of gem­stones.

It’s good to know what you want be­fore you buy your ring.

Many peo­ple like to wear their wed­ding ring and en­gage­ment ring side by side.

If you have an en­gage­ment ring with em­bel­lish­ments, you might want to go with a sim­ple, match­ing band as your wed­ding ring.

Work out what you want with your part­ner and then dis­cuss your choice with your jew­eller and see if they can cre­ate cus­tom rings. KARAT? else that should be con­sid­ered, and that the gold it is set in. Wed­ding rings are tra­di­tion­ally gold bands, but what kind of gold? The high­est karat is 24 (99.5%) which is con­sid­ered pure gold. It means all 24 parts in the gold are pure. It has a dis­tinct bright yel­low colour. There is no karat higher, so be wary of gold mer­chants of­fer­ing 25K or 26K. Since it is pure it is far more mal­leable so is not good for jew­ellery. Most jew­ellery is 22K (91.7%). The colour of the gold can also be changed by chang­ing the al­loy in the jew­eller with pink or rose gold, green gold and white gold also avail­able. Pink gold - Cre­ated by adding more cop­per to the al­loy. Green gold - Green gold is cre­ated by adding zinc and

:: What is your dream wed­ding venue? Write a list of your venue pri­or­i­ties to help you de­cide. :: Is the venue you want within your bud­get? :: Think about what is in­cluded with the venue. :: Do you want to get mar­ried in a church? If you do you’ll need to think of a re­cep­tion venue close by. :: If you’re not get­ting mar­ried in a church, do you want to com­bine the cer­e­mony and re­cep­tion lo­ca­tions? :: If you are need­ing ac­com­mo­da­tion, or sup­ply­ing ac­com­mo­da­tion to your guests, do you want that to be a part of your cer­e­mony and re­cep­tion lo­ca­tion? TOP TIPS:

PLAN­NING

a wed­ding can be a stress­ful and ex­pen­sive ex­pe­ri­ence, so to keep the stress down you should al­ways re­mem­ber the costs.

Break down your bud­get early to re­duce the stress later on.

Ac­cord­ing to Mon­eysmart, the av­er­age Aus­tralian wed­ding costs $36,200.

Food, al­co­hol and the venue hire ac­count for most of that cost, av­er­ag­ing $18,683. Cloth­ing comes next at $4271, pho­tog­ra­phy av­er­ages $3982, and en­ter­tain­ment, dec­o­ra­tions and trans­port/ac­com­mo­da­tion all av­er­age about $2000 each.

Aus­tralians use a mix­ture of meth­ods to pay for wed­dings, in­clud­ing ac­cess­ing sav­ings, loans, con­tri­bu­tions from par­ents and credit cards.

If some things are not as im­por­tant to ei­ther the groom or the bride, then con­sider some bud­get changes. There is no shame in hav­ing a cheaper wed­ding cake while some of those sav­ings can be di­rected else­where if de­sired.

Know­ing what each of you con­sider im­por­tant in a wed­ding is a great start in find­ing the sav­ings.

When the av­er­age wed­ding is close to $40,000, lit­tle sav­ings can go a long way. Mon­eysmart of­fered these tips to re­duce the cost of a wed­ding: :: Talk about money early with your part­ner and both sets of par­ents (if they are in­volved). :: Pri­ori­tise your dreams and start sav­ing early. :: Make a wed­ding bud­get based on what you can af­ford and stick to it. :: Shop around, get lots of quotes and hag­gle. :: Don’t tell sup­pli­ers it is for a wed­ding. :: Have an out-of-sea­son wed­ding (in win­ter or on a Fri­day, for ex­am­ple). :: Cut your guest list (ask your­self, is this per­son an ac­tive part your life?) :: Save on dec­o­rat­ing costs by do­ing them your­self or en­list­ing a friend. :: Have a back­yard wed­ding or use a friend’s place. :: Spread out your wed­ding bills across a few months so you don’t get all the bills at once. Other tips: :: Sign up to mul­ti­ple wed­ding web­site mail­ing lists. You might just find out about a great sale

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