Stay smart
Ignoring the fine print is the number one danger, as travellers discovered last year when Covid cancelled their holidays. Failing to declare pre-existing medical conditions can lead to a claim being denied.
Don’t leave your insurance purchase until the last minute because you won’t be covered for cancellations ahead of the trip. Adventurous activities are not always covered so make sure you holiday plans are protected. Be aware of how your insurance excess works – if it’s applied per individual claim, rather than the overall trip, it can quickly add up.