PENDA COST: Free OS: IOS 8.0 or later, An­droid 4.1 and up

Money Magazine Australia - - THIS MONTH - NI­COLA FIELD

Penda is a fi­nan­cial em­pow­er­ment app for women who face do­mes­tic or fam­ily vi­o­lence and are con­sid­er­ing sep­a­ra­tion and di­vorce.

De­vel­oped with fund­ing from Fi­nan­cial Lit­er­acy Aus­tralia, Penda of­fers tips on fi­nan­cial safety plan­ning, in­for­ma­tion about ac­cess­ing emer­gency money, in­clud­ing cri­sis pay­ments, plus le­gal re­fer­rals and emer­gency hous­ing. It of­fers a num­ber of im­por­tant se­cu­rity fea­tures in­clud­ing an op­tional pass­code se­cu­rity set­ting and a lock-screen game ac­cessed by shak­ing the de­vice or tap­ping an icon. If you don’t feel safe down­load­ing Penda onto your phone, ask a friend, rel­a­tive or co-worker to down­load it onto theirs.

Penda is packed with ad­vice to help all women whose longterm re­la­tion­ship is com­ing to an end to find their fi­nan­cial free­dom. The broader top­ics cov­ered in­clude man­ag­ing money and debt after sep­a­ra­tion or di­vorce, child sup­port and par­ent­ing, and prop­erty set­tle­ment.

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