Best of the Best 2019

In 2001, the Best of the Best edition made its debut. Back then I said: “With the vast array of products around, it’s very easy to pay far more interest than you really need to, or not earn as much from your investments as you should.” Funnily enough, this still applies today. According to Canstar, just one of the seven research houses we rely on to put this edition together, October saw 220 rate changes from 23 lenders, even though the cash rate has been on hold for 27 consecutive months.

How much are you paying for your mortgage? What about your credit card? You’d be mad not to at least have a sneak peek at some of the winners here to compare what you’re paying or earning.

On the investment front, our Best ETF Provider believes that more investors will turn to low-fee funds that provide diversification, convenience and transparency. You can read about how ETFs tick all those boxes on page 72.

Money’s deputy editor, Maria Bekiaris, painstakingly put these awards together and hopes they give you the research you need to start or improve your suite of financial products.

The methodology is explained next to the tables, so you know exactly how we’ve come up with the Best of the Best. You may agree or disagree but either way the products in this issue have something that we believe sets them apart.