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GOLD WINNER COMMSEC Borrowed funds can be used to build a larger portfolio diversified across a range of assets

CommSec has taken out this award three years in a row. The broker provides investors with comprehensive market analysis tools and commentary, says Emily Horton, research analyst at Canstar.

“With one of the most comprehensive lists of approved funds in the market, CommSec enables investors to diversify investments across a wider range of assets. For an investor, this provides greater exposure to various companies, industries and countries,” she says.

With a CommSec margin loan you get access to a large number of tools to help you monitor your portfolio’s performance, including online summaries, gearing ratios, loan statements, notifications and research. And you can choose either a flexible or fixed interest rate and an online comparison calculator helps you pick the best one for you.

ANZ took second spot for the third year in a row. Its product has all the features you would expect from a great margin loan, an extensive list of approved stocks and managed funds, competitive loan-to-value ratios (LVRs), a dedicated relationship manager, and a choice of variable or fixed rates.