Best Re­wards Credit Cards Best Fre­quent Flyer Cards

GOLD WIN­NERS BANK HSBC NON-BANK AMER­I­CAN EX­PRESS Go shop­ping in the first month to make the most of a win­ner’s gen­eros­ity

Money Magazine Australia - - CONTENTS -

Non-banks are strong in re­wards-based credit cards, though re­ward chasers need to be sure their card is paid off in full each month to avoid high in­ter­est charges.

Amex’s David Jones Card has risen from sec­ond place in 2018 by of­fer­ing some se­ri­ous bang for your buck. It helps if you’re a fan of re­tailer David Jones, though it’s not es­sen­tial.

Card­hold­ers re­ceive 20,000 mem­ber­ship re­ward points (or 15,000 Qan­tas points) when they spend three times out­side of David Jones within the first month. There­after, earn three re­ward points per $1 spent at ma­jor su­per­mar­kets and petrol sta­tions, or two points per $1 at David Jones and one point per $1 ev­ery­where else. Save with com­pli­men­tary stan­dard de­liv­ery for items pur­chased with the card in­store or on­line at David Jones. You will need to have an an­nual in­come of at least $40,000 to be el­i­gi­ble for the card.

The Lat­i­tude In­fin­ity Card lets you earn one point for ev­ery $1 you spend, with points that are never capped and never ex­pire.

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