ON YOUR OWN TWO FEET ... DIVORCE Helen Baker, $39.95

Separation and divorce are never easy and the added pressure of getting your finances settled can be stressful.

The book guides readers through the four financial phases of divorce: pre-settlement; negotiation; post-settlement; and rebuilding.

Baker, a licensed financial adviser, says it isn’t about taking your ex to the cleaners, but about empowering women to make more educated and informed decisions about their financial situation.

The book also looks at the financial foundations you must have in place.

10 readers can win a copy.

In 25 words or less, tell us the first step you’d take to be financially independent after a divorce. Enter online at moneymag. com.au/win or send entries to Money, GPO Box 4088, Sydney, NSW 2001. Entries open November 26, 2018 and close on January 30, 2019.