CHEAPEST HOME AND CONTENTS INSURANCE

GOLD WINNER BUDGET DIRECT These valuable assets can be protected at a reasonable cost

Our homes are often our biggest asset, so it’s crazy to think that as many as 1.8 million Australian homes may have no home and contents insurance. Yet for a reasonable outlay, our winners can have your best asset covered.

Budget Direct won this award in each of the past two years, testimony of consistent good value. The policy includes the cost of repairing or replacing a damaged or destroyed home building plus the cost of repairing or replacing (new for old) lost or damaged contents.

Budget Direct also covers for temporary accommodation if your home is rendered unfit to live in. If your keys are stolen, you’re covered for replacement of locks up to $500, and the policy includes extras such as the cost of removing debris.

Woolworths lets homeowners keep premiums low by choosing the level of excess. Events covered include fire, storm, rainwater, flood, burst pipes, earthquake and theft.