What would you cut first from your weekly budget if living costs continue to rise?

SANJESH PINNAPOLA

Research analyst “The first thing on the chopping block would be eating out, particularly those oh-so-convenient takeaways over the course of the work week. As much time as it may save (and laziness it may incentivise) the cost adds up. Instead, meal prepping over the weekend for the week ahead will be back on the menu, so it becomes just a matter of grabbing a meal from the fridge and reheating it.”

BOB CHRISTENSEN

Senior sub-editor Despite the temptation of this month’s Extravagance (page 29), top of the hit list are the dog’s accoutrements. Because she’s a rescue mutt from country NSW, we have tended to over-compensate her for an unhappy puppyhood with a wide assortment of pyjamas, toys, beds, collars, etc. Sorry, pooch, times are tougher: you’re stuck with last year’s fashions.

ANNETTE SAMPSON

Contributing writer Impulse purchases. We all buy things because it seems like a good idea at the time. I do lots of sport, so I can always justify new running shoes or cycling kit. But do I need it or is it just an indulgence? Ditto with that second coffee at the cafe with friends or the more expensive brand at the supermarket. Just asking myself if I really need these things will save money.

MAX RIAZ

Contributing writer “We prioritise expenditure on food and eating out because of our busy lifestyles. Instead, we will be cutting back on expensive holidays, subscriptions to games and media, and clamp-down on impulse online purchases. With the last one, the wife (no hints intended) and I agreed a few weeks ago to not make any impulse online purchases until further notice.