How much are celebs' bodies REALLY WORTH?
Boobs, bums... chest h h hair? These stars insure their prime assets
Just imagine, God forbid, the horror of Kim Kardashian’s bu bum deflating, or Je Jennifer Aniston going bald... b it’s just not worth considering. Tha That’s why insurance is im important, people. (Y (Yes, you’re still reading re NW – th this is not a Go C Compare #ad.) It may be a hassle, n not to mention an annoying an expense, bu but it’s good to know tha that, when the proverbial prov hits the fan, our o assets are well protected. pr After all, what wha good is a house
with a leaking roof?
But while we’re over here pretending to be financial journos and haggling over renewal quotes, those celebs just have to go extra. Because they’re valuable beings, OK? With faces – or boobs, or bums, or legs – so famous, they require extra protection.
So the most prudent on the A-list often take matters into their own high-priced hands, and take out policies on choice bits of their famous bods. It may seem extreme, not to mention big-headed (do big heads carry pricier policies?), but think about it. If a footballer’s money maker is his right foot, it makes sense that he guarantees it – just in case he’s out for a few months and misses his multimilliondollar weekly pay.
As with all celeb crazes, the body-insuring phenomenon kicked off in Hollywood in the ’40s, when pin-up actress Betty Grable took out a $1.4 million policy on her legs. Since then, it’s become de rigueur for stars, like getting their gold facials or biannual colonics colonics.
For 30 years, Julia Roberts has been worshipped for her megawatt smile, so it’s no surprise that she insured her teeth for $42 million. Kylie Minogue’s bum, meanwhile, is an institution in itself. A $7 million policy ensures that the singer’s got it covered for every eventuality.
Then we have Heidi Klum’s legs, which carry a $2.7 million warranty. Fair enough, when you consider that a model without her strut is like the Queen without her crown – lacking in power and purpose. But make no mistake: even celebs have flaws and must be valued accordingly. That’s why Heidi’s left leg, which has a subtle scar, is actually worth less than her right leg. Yes, really.
This brings us to the complex matter of assessing an asset – a process that isn’t taken lightly. Lloyd’s of London is the most popular port of call for celebs wishing to protect their bits from disaster. Jonathan Thomas,
a specialist underwriter at Lloyd’s, works with VIPS daily. Apparently it’s an exclusive process.
“The part in question needs to be of sufficient economic value to support insurable interest in its loss,” he explains (translation: it needs to be worth big bucks). “I need to know the financial justification, the health/injury status of the person, and what circumstances they wish to insure for. That information and my experience enables me to price the risk and to write out the breadth of cover I’ll give.”
According to Jonathan, the policies are normally paid annually and can be renewed. Or, in the case of a sportsperson seeking cover for a specific tournament, can run for a limited period. Sometimes it’s the celeb themselves who personally takes out the policy. Otherwise, it’s a record company or a film studio, seeking to guarantee antee their money-making star. ar. Daniel Craig, for example, ple, has his whole body insured ured for $13 million while filming lming the Bond movies – because ause it’s always wise to protect ect your pecs.
In his time, Jonathan has underwritten some quirky policies – like former Playmate (and Hugh Hefner’s one-time number one) Holly Madison, who insured her breasts for $1.4 million. He also worked with Head & Shoulders to insure American football player Troy Polamalu’s hair for the same sum. His most costly policy? A $5.5 million guarantee on a Dutch winemaker’s nose. Smells like success, eh?
It may sound extreme, but really, it’s one of the most sensible things a celeb – or anyone – can do (here we go again with the insurance lecture). Dancer Michael Flatley’s got some winning pins, so it’s only right that they’re insured for $54 million. Musicians also need to safeguard their worth. Bruce Springsteen’s got his voice
covered for $8 million, while Keith Richards is said to have had his strumming finger (yes, just the one) guaranteed for $2 million. But nothing comes close to David Beckham, who in his football-playing heyday saw that his legs and feet were insured for $272 million. Take that, Heidi Klum.
While it may not be the sexiest of topics, insurance is an important part of life – and a celeb insuring their bits is far from silly. Who knows? Maybe soon we’ll all be heading to our health policy provider to value our bums. Ours must be worth at least a tenner. n
‘INSURING THEIR BITS IS ONE OF THE MOST SENSIBLE THINGS CELEBS CAN DO’
Heidi loves her legs Kylie’s butt is no joke With a million-dollar smile, we sure hope Jules remembers to floss!
Becks’s pins are a lottery win
Dolly’s Partons are valued at $400K each Holly is up front about her worth Daniel deserves more than double-0 digits for this bod